
The real cost of property: What buyers miss
Many buyers focus on price alone, but transfer duty, legal fees and bond costs add up fast, making full affordability planning essential

Many buyers focus on price alone, but transfer duty, legal fees and bond costs add up fast, making full affordability planning essential

Rising oil prices could lift inflation, delay rate cuts and hurt property affordability in South Africa, putting pressure on demand and investor returns

Growth nodes are reshaping SA affordable housing as densification and mixed-use precincts boost inclusion, infrastructure efficiency and investor returns with discipline

Budget 2026/7 supports property growth with tax relief, a higher VAT threshold and infrastructure reform, but execution and municipal delivery will decide impact

Budget 2026 must deliver tax stability, infrastructure reform and pro-growth relief to strengthen property confidence and unlock housing demand

South Africa shifts from prime to repo pricing, making bank margins clearer, boosting competition and allowing rate cuts to flow directly to homeowners

South Africa’s housing market gains momentum in 2026 as affordability improves, bond approvals rise and rate-cut expectations boost buyer demand

SARB plans to replace prime with its policy rate for loan pricing, affecting 12 million contracts and reshaping how mortgages and credit are priced

Johannesburg billing system failure halts property transfers as clearance certificates stall, delaying sales, bond registrations and move-in dates

Frequent payday loans can derail your home loan approval by lowering credit scores, weakening affordability and signalling financial strain to banks

Lower rates, easing deposits and a stronger rand make 2026 a prime window for South African homebuyers before rising demand lifts prices higher later in 2026
